I talk all the time about auto insurance. It is incredibly important. Wrecks dont happen all of the time, but they do happen..and they happen to everyone. But, one of the best reasons for insurance is just…not having it is annoying! I mean, we all speed sometimes, intentional or not…and we all end up getting caught at one time or another. So..when you get caught without insurance..its just kinda like adding insult to injury. Grr!